tag:blogger.com,1999:blog-72358412447243368092024-03-14T08:26:52.421+05:30Creditwala.Com | Personal Finance | Investments | Stocks | Insurance Creditwala.Com is a blog that would seek to get it readers a lot of Honest and unbiased advice on Managing Money, Investments, Stocks, Insurance Loans, Credit Cards and Personal Finance , This blog is for the Sane, Rational and the Patient.Bagwati.comhttp://www.blogger.com/profile/12302177081458762747noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-7235841244724336809.post-5585611433066631622020-05-26T19:20:00.000+05:302020-05-26T19:20:05.750+05:30Difference between Stock & Equities<p class="MsoNormal" style="tab-stops: 38.25pt;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhyxaF2TxZhRQ9Fl56M9u-EPBXxiYur0UqNct966dClzEwuolJUcR-AMxhltqYpsUbxD8n5WgdJQuUqSwJFOM-P-2mlkYoicXeZbymGLQnEy2LclRIQsr55-wcws17BZm_YyQz0e5aE4HKB/" imageanchor="1" style="font-size: 24px; margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="5504" data-original-width="8256" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhyxaF2TxZhRQ9Fl56M9u-EPBXxiYur0UqNct966dClzEwuolJUcR-AMxhltqYpsUbxD8n5WgdJQuUqSwJFOM-P-2mlkYoicXeZbymGLQnEy2LclRIQsr55-wcws17BZm_YyQz0e5aE4HKB/w640-h426/Stock+ann+Equity.jpg" width="640" /></a></p><p class="MsoNormal" style="tab-stops: 38.25pt;"><span style="font-size: 26.6667px;"><br /></span></p><p class="MsoNormal" style="tab-stops: 38.25pt;"><span style="font-size: 26.6667px;">Stock and equity both represent the o</span><span style="font-size: 20pt;">wnership in an
entity(company) and are traded on the stock exchanges.There is a very thin line
of difference between Stock vs Equities.</span></p>
<p class="MsoNormal" style="tab-stops: 38.25pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 20.0pt; line-height: 115%;"><o:p> </o:p></span></b><b><span style="font-size: 20.0pt; line-height: 115%;">Stock</span></b></p>
<p class="MsoNormal" style="tab-stops: 38.25pt;"><span style="font-size: 18.0pt; line-height: 115%;">A stock is a general term used to describe the ownership
certificate of any company. A share , on the other hand refers to the stock
certificate of a particular company. Holding a particular company’s share makes
you a shareholder.<o:p></o:p></span></p>
<p class="MsoNormal" style="tab-stops: 38.25pt;"><span style="font-size: 18.0pt; line-height: 115%;"><o:p> </o:p></span><b><span style="font-size: 20.0pt; line-height: 115%;">Equity</span></b></p>
<p class="MsoNormal" style="tab-stops: 38.25pt;"><span style="font-size: 18.0pt; line-height: 115%;">Equity means the value of a business after all the
liabilities are paid off. It represents the amount of money that would be
returned to a company’s shareholders if all of the assets were liquidated and
all of the company’s dept was paid off.<o:p></o:p></span></p>
<p class="MsoNormal" style="tab-stops: 38.25pt;"><span style="font-size: 18.0pt; line-height: 115%;"><o:p> </o:p></span><b style="text-align: center;"><span style="font-size: 22.0pt; line-height: 115%;"><o:p> </o:p></span></b></p>
<p align="center" class="MsoNormal" style="tab-stops: 38.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 22.0pt; line-height: 115%;">Stock vs Equities<o:p></o:p></span></b></p>
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: .5in; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 1184; width: 601px;">
<tbody><tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;">
<td style="border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 219.1pt;" valign="top" width="292">
<p align="center" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 22.0pt;">Stock<o:p></o:p></span></b></p>
</td>
<td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 231.8pt;" valign="top" width="309">
<p align="center" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 22.0pt;">Equities<o:p></o:p></span></b></p>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 219.1pt;" valign="top" width="292">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">1. Stocks
are those equities shares which can be bought and sold on stock exchanges.<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 231.8pt;" valign="top" width="309">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">1. Equities
cannot be bought and sold on stock exchange.<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 219.1pt;" valign="top" width="292">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">2. Stock
involve <span style="mso-spacerun: yes;"> </span>general public participation.<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 231.8pt;" valign="top" width="309">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">2. Equities <span style="mso-spacerun: yes;"> </span>does not involve general public
participation.<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 219.1pt;" valign="top" width="292">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">3. Stock
price fluctuate on a daily basis based on demand and supply of the stock.<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 231.8pt;" valign="top" width="309">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">3. Equity
price does not fluctuate as they cannot be bought and sold in stock exchanges
hence does not attract ant demand or supply.<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 4;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 219.1pt;" valign="top" width="292">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">4. Number of
stock multiplied by Price of stock gives the market valuation of the company.<b style="mso-bidi-font-weight: normal;"><o:p></o:p></b></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 231.8pt;" valign="top" width="309">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">4. Number of
equity multiplied by the face of the value of equity gives book value of the
company.<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 5;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 219.1pt;" valign="top" width="292">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">5. Value of
stocks is not mentioned in the balance sheet of a company.<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 231.8pt;" valign="top" width="309">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">5. Value of
equity is mentioned in the Balance Sheet of the company.<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 6;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 219.1pt;" valign="top" width="292">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">6. Value of
Stock considered while Acquisition or Merger and Amalgamation to determine
the valuation of a company.<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 231.8pt;" valign="top" width="309">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">6. Value of
equity is not considered while Acquisition or Merger and Amalgamation to
determine the valuation of a company.<o:p></o:p></span></p>
</td>
</tr>
<tr style="mso-yfti-irow: 7; mso-yfti-lastrow: yes;">
<td style="border-top: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 219.1pt;" valign="top" width="292">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 18.0pt;">7. </span></b><span style="font-size: 18.0pt;">For
equity share to be termed as stock , equity needs to be listed on at least
one of the stock exchange compulsory.<o:p></o:p></span></p>
</td>
<td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0in 5.4pt 0in 5.4pt; width: 231.8pt;" valign="top" width="309">
<p class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; tab-stops: 11.25pt 38.25pt;"><span style="font-size: 18.0pt;">7. Equity
need not be necessarily listed on stock exchanges.<o:p></o:p></span></p>
</td>
</tr>
</tbody></table><br />Unknownnoreply@blogger.com1tag:blogger.com,1999:blog-7235841244724336809.post-21373145081415814802020-05-26T13:51:00.001+05:302020-05-26T14:25:56.308+05:30Money Rules Everything, How to Rule It ?<div dir="ltr" style="text-align: left;" trbidi="on">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje01GVLGcaW5be9STqYgvkDXKDstR1NDIs0j5L0iV6cZ72CA6v38t1MHcwvnAF5xFPYDrxFqQrAUPOGFt_64mZjF46akLbr3tFS3z5hJkixipcSpZSgt-mMgpcotEcxFPXT3HXS5URGD9V/s1600/How+to+Make+Money.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1064" data-original-width="1600" height="424" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje01GVLGcaW5be9STqYgvkDXKDstR1NDIs0j5L0iV6cZ72CA6v38t1MHcwvnAF5xFPYDrxFqQrAUPOGFt_64mZjF46akLbr3tFS3z5hJkixipcSpZSgt-mMgpcotEcxFPXT3HXS5URGD9V/s640/How+to+Make+Money.jpg" width="640" /></a></div>
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<b><br /></b></div>
<div>
<b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;">Money: Paisa</span></b></div>
<div>
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<br /></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Money is a medium of Exchange for goods and
services. It is the way we get the things we need and desire. It has a value
which has been assigned to it which is accepted by all. Since everyone cannot
produce all the goods and services they need, money helps them to exchange
these goods and services for a price. <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-autospace: none;">
<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;"><br /></span></div>
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<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-autospace: none;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpZObZrWBI6iadtYt9a5YpBNDPO1oMqUx925PTCu6x9FSLwb9_fGSaB1jt9VqldtUkJyP-th93kEiwC_HybqNKrjOGLyoyjnyqCqYu0e_-E4etsHmHTxE_ujyUj1Py-IyM-QwpIAOtq0p-/s1600/Rupee.jpg" imageanchor="1" style="clear: left; float: left; font-family: Verdana, sans-serif; font-size: 18pt; font-weight: bold; margin-bottom: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="1067" data-original-width="1600" height="133" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjpZObZrWBI6iadtYt9a5YpBNDPO1oMqUx925PTCu6x9FSLwb9_fGSaB1jt9VqldtUkJyP-th93kEiwC_HybqNKrjOGLyoyjnyqCqYu0e_-E4etsHmHTxE_ujyUj1Py-IyM-QwpIAOtq0p-/s200/Rupee.jpg" width="200" /></a><b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;">Currency: Type of Money<o:p></o:p></span></b></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-layout-grid-align: none; text-autospace: none;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Currency is the accepted form of Money which
may include coins and notes which is issued by a government and circulated
within an economy.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Generally speaking, each country has its own
currency.<o:p></o:p></span></div>
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<br /></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Examples of Currency:<o:p></o:p></span></div>
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<br /></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">India: Rupees <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">America: US Dollars $<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Europe: Euro<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">UK: GBP <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">UAE: Dirhams <o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Japan: YEN<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Switzerland: Swiss Francs<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 0.0001pt; text-align: justify;">
<br /></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Bottom-line, we all Want Money and to have
it we have to work for it within the laws of the country.<o:p></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;"><o:p><br /></o:p></span></b></div>
<div class="separator" style="clear: both; text-align: center;">
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<b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;">What do we do with Money: Satisfy Needs<o:p></o:p></span></b></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Money is the medium through which we satisfy
our daily needs of purchasing the things we require for our existence and
growth. We buy food, rent or buy a house, buy the clothes we wear. Money takes
care of our basic needs. When our basic needs are met and if we are left with
more money, it takes care of our higher needs, like buying luxury items, buying
a car, taking holidays, or paying for a good education etc. <o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguLBqV6kZGxIELL_77U4EH66J_Pse0SWiOEuBE-wDO2mZvDwzQqM4Bv0A4NOosHRt1_W_8HFcq6N9cWcO3syQ-np4MwyV8-s3bUA8jxmCW836UzmxL8I6A8Z1jvqxjfrJQR3POkonMNaRw/s1600/Work.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1067" data-original-width="1600" height="133" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEguLBqV6kZGxIELL_77U4EH66J_Pse0SWiOEuBE-wDO2mZvDwzQqM4Bv0A4NOosHRt1_W_8HFcq6N9cWcO3syQ-np4MwyV8-s3bUA8jxmCW836UzmxL8I6A8Z1jvqxjfrJQR3POkonMNaRw/s200/Work.jpg" width="200" /></a></div>
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<b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;">How do we Earn
Money: We Work<o:p></o:p></span></b></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">The
things we work on may differ but we all work to make money. People around the
world do various things to earn money. We take up jobs, many people get into a business,
many people do farming, others may offer services, and some may get in to entertaining
people, while many others may help with the distribution of goods and many
other such activities. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">All
goods and services produced are sold to other people who need it in exchange
for money. The basic premise is that we will sell it at a higher price than the
cost price at which we produced it. Thus making us earn extra money.<o:p></o:p></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGQ64BxW9qyVgaIbvy6dpqeFcWgrsnB7Jy-cVfo_NMPRNyicO1s3ke9_71Gf4rs4W1fxuVfSVMwJrGydJXxoK3pppPpt9HapwpKgsSXmSwU0x74J81wk75YB6cc7Z0ECr1_Sr3Ah23qyNt/s1600/Professional+Life.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1068" data-original-width="1600" height="133" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGQ64BxW9qyVgaIbvy6dpqeFcWgrsnB7Jy-cVfo_NMPRNyicO1s3ke9_71Gf4rs4W1fxuVfSVMwJrGydJXxoK3pppPpt9HapwpKgsSXmSwU0x74J81wk75YB6cc7Z0ECr1_Sr3Ah23qyNt/s200/Professional+Life.jpg" width="200" /></a></div>
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<b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;">Professional
Life: Earn Money<o:p></o:p></span></b></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">After
a certain age we all aspire to earn money. Once we finish with our education
our primary concern is towards earning more and more money. Each individual has
his or her own reasons, personal goals or target for which they want to earn
money. All long as we are healthy and fit we aspire to earn. We can call this
phase of life as the professional life.<o:p></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;">What happens
if we do not make enough money: Affects quality of Life<o:p></o:p></span></b></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Not
making enough money to meet ones needs may result in low quality of life where
we have to live below are means. Consistently earning low may result in one
being pushed to poverty as prices of goods and services that we need in the
modern world keeps rising all the time. We need to keep working towards our
goal to increase our income of money so as to keep up with the current standard
of life.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Once
we have made enough money to meet all our needs and if we have a surplus or
money we feel secure. The basic objective is to keep earning and keep <b>saving</b><o:p></o:p></span></div>
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<b style="text-align: justify;"><b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;">Savings: Peace of Mind</span></b></b><b></b><br />
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Savings is the amount you have earned which
has not been spent.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Every individual needs to save money. Saving
money can be for various reasons most important being medical emergencies or
unforeseen expenses. We also save for old age as we may not be physically fit
to earn. We save in case we lose our jobs or if our business goes through a bad
phase. We save for higher education, for marriage etc. Each individual may have
their own reasons for saving. In many such scenarios one can feel secure in
knowing that they have saved and they have money to make ends meet through the
difficult times. </span><span style="font-family: "verdana" , sans-serif; font-size: 12pt;">Savings
help us maintain our standard of life and give us peace of mind.</span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;"><o:p><br /></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;">How do We Save: Money under the Mattress<o:p></o:p></span></b></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">We save money by cutting cost or earning
more. We choose to spend wisely. The money saved is either kept with us in our
lockers or under the bed or we keep it in our Bank accounts with our banks.<o:p></o:p></span></div>
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<b><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 18.0pt;">However: Word of Caution<o:p></o:p></span></b></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;">Savings does not mean that you have more
Money. It is the money you earned but chose not to spend.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt;"><b style="font-family: "Times New Roman"; font-size: medium;"><span lang="EN-US" style="font-family: "verdana" , sans-serif; font-size: 18pt;">How can we have more of money from the money we already have: Making it Work</span></b></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;">We
have to start making our money work for us. All your life you work for money,
it is time to let money work for you. Let it help itself grow. It will grow on
its own if it is put in the right place.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;">We
may think we have more money by Saving and cost cutting but one<o:p></o:p>
cannot keep on cutting cost. <o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;">The
only way we can make money grow and RULE it, is by <b>investing.</b><o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;"><b><br /></b></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;">Over
time, you’ll need to work less and less as your money works more and more, and
eventually, you might be able to stop working altogether.<o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;">Saving money and investing it is incredibly
important. It gives you peace of mind, expands your options for decisions that
have a major effect on your quality of life and eventually gives
you the option to retire. Most people who are wealthy got there through a
combination of their own hard work and smart savings and
investment decisions. You can become one of those people, too.</span><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;">There are various ways of investing, many channels
from stocks, bonds, Fixed Deposits, Real estate purchases, Mutual Funds, Provident Funds, Various Government Schemes to Private equity, Venture
Capital etc. This blog will cover them all as we go along. </span><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;">The most important thing to remember is that Money
takes time and effort to grow unless you win big in a lottery or a Casino.
You have to have the basic knowledge and understanding of managing
money, thus the Real Way to Rule money is Knowledge and information. We will
try to provide you with the best of both.</span><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;">Thanks for Reading</span><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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<span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;">Creditwala.Com</span><span lang="EN-US" style="font-family: "verdana" , "sans-serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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